Privacy Policy

This Privacy Policy explains how Harborline Market Education LLC (“Harborline,” “we,” “us”) collects, uses, discloses, and protects information when you visit our educational website (the “Site”). It applies to visitors in all regions; additional rights may apply under state privacy laws where you reside.

1. Who we are

Controller: Harborline Market Education LLC, 1200 Congress Avenue, Suite 400, Austin, TX 78701. Privacy inquiries: [email protected].

2. Information we collect

Information you provide

• Contact details — name, email, and message content when you use our contact form or email us.
• Preferences — newsletter sign-up or survey responses, if offered.

Information collected automatically

• Device and usage data — IP address, browser type, pages viewed, referring URL, and approximate location derived from IP.
• Cookies and similar technologies — see Section 5.

We do not intentionally collect Social Security numbers, brokerage account numbers, or government ID numbers through the Site. Please do not send them.

3. How we use information

We use information to:

• Operate, maintain, and improve the Site;
• Respond to inquiries and support requests;
• Send administrative messages and, with consent where required, newsletters;
• Monitor security, prevent fraud, and enforce our Terms;
• Comply with legal obligations and defend legal claims;
• Generate aggregated, de-identified analytics about readership.

We do not use your information to provide investment advice or to execute securities transactions.

4. Legal bases (where applicable)

Depending on your location, we rely on consent, contract performance, legitimate interests (such as site security and analytics), and legal obligation as bases for processing.

5. Cookies and analytics

We may use essential cookies for site functionality and optional analytics cookies to understand traffic patterns. You can control cookies through your browser settings. If we deploy advertising cookies in the future, we will update this Policy and provide opt-out mechanisms as required.

When we use Google Analytics or similar services, those providers may process data under their own policies. We configure such tools to avoid collecting sensitive financial account data.

6. Sharing of information

We may share information with:

• Service providers — hosting, email delivery, analytics, and security vendors under contractual confidentiality obligations;
• Legal and safety — when required by law, subpoena, or to protect rights, safety, and property;
• Business transfers — in connection with a merger, acquisition, or asset sale, subject to continued protection.

We do not sell personal information for money. If our practices change, we will update this Policy and offer required opt-outs.

7. Retention

We retain information only as long as needed for the purposes described, unless a longer period is required by law. Contact form messages are typically retained up to 24 months unless a longer period is needed for legal compliance.

8. Security

We implement reasonable administrative, technical, and physical safeguards. No method of transmission over the Internet is 100% secure; we cannot guarantee absolute security.

9. Your rights and choices

Depending on applicable law (including California, Virginia, Colorado, and other state privacy statutes), you may have the right to:

• Access and receive a copy of personal information we hold about you;
• Correct inaccurate information;
• Delete information, subject to exceptions;
• Opt out of certain processing, such as targeted advertising or profiling in furtherance of legal effects;
• Appeal a denied request.

To exercise rights, email [email protected]. We may verify your identity before responding. Authorized agents may submit requests with proof of authority where permitted.

California residents: we do not sell personal information. Shine the Light requests may be sent to the same address.

10. Children

The Site is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe we have, contact us and we will delete it.

11. International visitors

If you access the Site from outside our primary hosting region, your information may be processed in locations where our service providers operate. We take steps consistent with applicable law for cross-border transfers.

12. Changes

We may update this Privacy Policy. The “Last updated” date will change, and material updates may be highlighted on the Site.

13. Contact

Harborline Market Education LLC
Attn: Privacy
1200 Congress Avenue, Suite 400
Austin, TX 78701
[email protected]