Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the websites, content, and services operated by Harborline Market Education LLC (“Harborline,” “we,” “us,” or “our”), including harborlinemarket.com and related pages (collectively, the “Site”). Please read them carefully.

1. Acceptance

By accessing or using the Site, you confirm that you are at least 18 years old (or the age of majority in your jurisdiction, if higher) and that you agree to these Terms and our Privacy Policy. If you use the Site on behalf of an organization, you represent that you have authority to bind that organization.

2. Educational purpose only

The Site provides general-information educational content about securities, markets, and related topics. Nothing on the Site constitutes investment, legal, tax, accounting, or other professional advice. Harborline is not a broker-dealer, investment adviser, bank, or insurance company. We do not:

• Recommend or endorse any security, strategy, or financial product;
• Solicit orders or facilitate transactions;
• Provide personalized suitability or portfolio analysis.

See our Financial Disclaimer for additional limitations.

3. No reliance

Content may become outdated. Market conditions change rapidly. You agree that any reliance on Site content is at your sole risk and that you will consult qualified professionals before making financial decisions.

4. Accounts and communications

If we offer newsletters, comments, or accounts in the future, additional rules may apply. You agree to provide accurate contact information and not to misuse communication channels (spam, harassment, or unlawful content).

5. Intellectual property

Text, graphics, logos, and layout on the Site are owned by Harborline or licensed to us and protected by applicable intellectual-property laws. You may view and print reasonable copies for personal, non-commercial education. You may not copy, scrape, frame, mirror, or redistribute Site content for commercial purposes without our prior written consent.

6. Prohibited conduct

You agree not to:

• Use the Site in violation of any applicable law or regulation;
• Attempt to gain unauthorized access to our systems or data;
• Introduce malware, automated bots, or excessive requests that impair the Site;
• Misrepresent affiliation with Harborline or impersonate another person;
• Harvest personal data of other users without consent.

7. Third-party links

The Site may link to external resources for convenience. We do not control and are not responsible for third-party content, policies, or practices. Links do not imply endorsement.

8. Disclaimers

THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.

9. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, HARBORLINE AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SITE WILL NOT EXCEED ONE HUNDRED DOLLARS (USD $100) OR THE AMOUNT YOU PAID US IN THE TWELVE MONTHS BEFORE THE CLAIM, WHICHEVER IS GREATER.

Some jurisdictions do not allow certain limitations; in those cases, our liability is limited to the fullest extent permitted by law.

10. Indemnification

You agree to defend, indemnify, and hold harmless Harborline and its affiliates from claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your misuse of the Site or violation of these Terms.

11. Governing law and disputes

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles. Except where prohibited, you agree that exclusive jurisdiction for disputes relating to these Terms or the Site lies in the state or federal courts located in Travis County, Texas, and you consent to personal jurisdiction there.

Informal resolution. Before filing a claim, you agree to contact us at [email protected] and attempt to resolve the dispute informally for at least 30 days.

12. Changes

We may update these Terms from time to time. The “Last updated” date at the top will change when we do. Continued use after changes constitutes acceptance. Material changes may also be noted on the Site homepage.

13. Termination

We may suspend or terminate access to the Site at any time, with or without notice, for conduct we believe violates these Terms or harms other users or Harborline.

14. Severability

If any provision is held unenforceable, the remaining provisions remain in effect.

15. Contact

Harborline Market Education LLC
1200 Congress Avenue, Suite 400
Austin, TX 78701
Email: [email protected]